Several states have banned talking on hand-held devices and texting while driving, but a recent study on the laws' effect might spark debate over the dangers of engaging in these activities while driving.
A study by the Arlington, Va.-based Highway Loss Data Institute, an affiliate of the Insurance Institute for Highway Safety, examined insurance claims from crashes before and after bans took effect in California, Connecticut, the District of Columbia and New York state and found that claim rates did not go down after those bans were put in place.
Further, the institute found no change in patterns of incidents compared with states that do not ban using cell phones …
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